{"id":469878,"date":"2025-06-01T11:40:33","date_gmt":"2025-06-01T15:40:33","guid":{"rendered":"https:\/\/deultimominuto.net\/en\/uncategorized\/banking-assets-grew-10-5-in-the-first-quarter-of-2025\/"},"modified":"2025-06-01T11:40:33","modified_gmt":"2025-06-01T15:40:33","slug":"banking-assets-grew-10-5-in-the-first-quarter-of-2025","status":"publish","type":"post","link":"https:\/\/deultimominuto.com\/en\/economy\/banking-assets-grew-10-5-in-the-first-quarter-of-2025\/","title":{"rendered":"Banking assets grew 10.5% in the first quarter of 2025"},"content":{"rendered":"\n

Santo Domingo, DR – <\/strong>At the end of March this year, the assets of the Dominican financial system experienced a year-on-year growth of 10.5%, reaching a total of RD$3.92 trillion, according to the Quarterly Performance Report published by the Superintendency of Banks (SB<\/a>).<\/p>\n\n\n\n

Gross loan portfolio totaled RD$2.24 trillion, an increase of RD$225.831 billion (11.2%) compared to the same period last year. As of March 2025, the real growth of the private portfolio in national currency was +3.7%, mostly led by consumer credit through personal credit cards (+18.6%), followed by the mortgage loan portfolio (+7.9%) and consumer loans (+5.8%).<\/p>\n\n\n\n

Read more: Promipyme delivers financing to merchants affected by fire in Santiago<\/a><\/strong><\/h3>\n\n\n\n

The weighted average interest rates (TIPP) for active and passive multi-banking were at 14.77% and 8.91% in March, for a year-on-year reduction of 0.16 and 0.14 percentage points, respectively.<\/p>\n\n\nThe SB reported that the past-due portfolio reached RD$39.282 billion, for a year-on-year increase of RD$12.964 billion (49.3%). The delinquency ratio stood at 1.75%, increasing 0.45 percentage points compared to March 2024. While the stressed delinquency of the system stood at 7.34%, 0.48 percentage points above the same quarter of the previous year and 0.22 more than the previous quarter.\n\n\n

The non-performing loan portfolio for the 12 months prior to the cutoff date amounted to RD$32.39 billion, representing 1.4% of the total private portfolio. The provisions constituted reached RD$72.8 billion, increasing by 24.1% compared to the previous year, equivalent to 3.3% coverage of the total loan portfolio.<\/p>\n\n\n\n

Likewise, the return on assets (ROA) remained at 2.7%. Similarly, the ROE or return on equity stood at 22.1%. The operational efficiency of the system closed the quarter at 59.4%, with an improvement compared to the previous quarter, when it marked 61%. Regarding March 2024, the efficiency worsens by 0.7 percentage points (from 58.7% to 59.4%). This means that for every RD$100 earned by the financial system, RD$59.4 was spent on its operations, as of March this year.<\/p>\n","protected":false},"excerpt":{"rendered":"

Santo Domingo, DR – At the end of March this year, the assets of the Dominican financial system experienced a year-on-year growth of 10.5%, reaching a total of RD$3.92 trillion, according to the Quarterly Performance Report published by the Superintendency of Banks (SB). Gross loan portfolio totaled RD$2.24 trillion, an increase of RD$225.831 billion (11.2%) […]<\/p>\n","protected":false},"author":4,"featured_media":469879,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[4],"tags":[41024,40271,41025],"class_list":["post-469878","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-financing","tag-growth","tag-superintendency-of-banks"],"acf":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/phj1q1-1YeG","jetpack_featured_media_url":"https:\/\/deultimominuto.com\/en\/wp-content\/uploads\/sites\/2\/2025\/06\/Captura-de-pantalla-2025-06-01-083753.jpg","dum_api":{"author_name":"Redacci\u00f3n De \u00daltimo Minuto","author_image":"https:\/\/deultimominuto.com\/wp-content\/uploads\/2025\/02\/cropped-logo-de-ultimo-minuto-96x96.png","categories_name":["Economy"],"featured_media_url":"https:\/\/cdn.deultimominuto.com\/en\/wp-content\/uploads\/sites\/2\/2025\/06\/Captura-de-pantalla-2025-06-01-083753.jpg"},"_links":{"self":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/posts\/469878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/comments?post=469878"}],"version-history":[{"count":0,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/posts\/469878\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/media\/469879"}],"wp:attachment":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/media?parent=469878"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/categories?post=469878"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/tags?post=469878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}