The default ratio in the Dominican financial system, which reflects the probability of default on the debt balance, stands at 3.2% as of the second quarter of 2025, converging to pre-pandemic levels.<\/p>\n
However, the simple delinquency ratio, which is the proportion of credits that a financial entity has not collected within the agreed period, stood at 1.92%, increasing +0.51 percentage points since June 2024 and maintaining an upward trend since December 2023.<\/p>\n
As of June 2025, the past-due portfolio reached RD$43,422 million, an increase of RD$14,192 million (+48.5%) compared to the same period last year.<\/p>\n
By type of portfolio, delinquency in credit cards stands out, rising to 5.86% (+1.05 percentage points compared to June 2024).<\/p>\n
Likewise, the stressed delinquency of the system stood at 7.49%4; this is +0.58 percentage points more than the same quarter of the previous year and +0.15 p.p. more than the last quarter, which suggests a change of cycle in this indicator.<\/p>\n
The information is contained in the Quarterly Performance Report of the Financial System as of June 2025, published by the Superintendency of Banks.<\/p>\n
The entity highlights that the total assets of the Dominican financial system amounted to RD$3.971 trillion (53.6% of GDP) for a year-on-year growth of 9%, which represents an expansion of RD$365.471 billion compared to June 2024.<\/p>\n
Of those assets, 58% corresponds to the credit portfolio, which amounted to RD$2.267 trillion (30.6% of GDP), for a year-on-year increase of RD$191.184 billion, equivalent to 9.2%.<\/p>\n","protected":false},"excerpt":{"rendered":"
The default ratio in the Dominican financial system, which reflects the probability of default on the debt balance, stands at 3.2% as of the second quarter of 2025, converging to pre-pandemic levels. However, the simple delinquency ratio, which is the proportion of credits that a financial entity has not collected within the agreed period, stood […]<\/p>\n","protected":false},"author":5401,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[1],"tags":[],"class_list":["post-481420","post","type-post","status-publish","format-standard","category-uncategorized"],"acf":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/phj1q1-21eQ","jetpack_featured_media_url":"","dum_api":{"author_name":"Mart\u00edn Adames","author_image":"https:\/\/deultimominuto.com\/wp-content\/uploads\/2025\/02\/cropped-WhatsApp-Image-2025-02-11-at-11.04.20-AM-96x96.jpeg","categories_name":["Uncategorized"],"featured_media_url":null},"_links":{"self":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/posts\/481420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/users\/5401"}],"replies":[{"embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/comments?post=481420"}],"version-history":[{"count":0,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/posts\/481420\/revisions"}],"wp:attachment":[{"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/media?parent=481420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/categories?post=481420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/deultimominuto.com\/en\/wp-json\/wp\/v2\/tags?post=481420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}