They project economic growth for the Dominican Republic between 3.6% and 4.5% for 2026, according to VINSA analysis

Santo Domingo. – The economy of the Dominican Republic could register in 2026 a growth between 3.6% and 4.5%, mainly conditioned by investment in capital works, the boost of the mortgage market and the recovery of the housing sector, which has experienced a significant slowdown during the last three years. The projection was presented during the 2026 Economic Tertulia of Sales and Investments, S.R.L. (VINSA), a space in which the economic performance of 2025 was evaluated and the perspectives for the next twelve months were analyzed. At the meeting, it was highlighted that the economic performance of last year was below initial expectations, reflecting a general slowdown in productive activity.

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In particular, the housing and real estate sector faces structural challenges such as the lack of property titling, as about 68% of homes lack title, which limits access to mortgage credit and banking. VINSA pointed out that the formalization of up to one million homes could incorporate around 30% of new applicants to the formal market, with a direct impact on demand and financing. It was also indicated that sales of real estate housing projects registered a cumulative drop of nearly 25% in the second half of 2025, while rentals increased by around 6% compared to 2024. Among the factors that influenced this behavior are uncertainty over the proposed tax reform, changes in migration policies, greater credit aversion by banks, and cases of fraud in off-plan sales, which affected the confidence of buyers. In the macroeconomic field, it was noted that the Central Bank placed 70,000 million pesos in bonds maturing in 2030 and announced new auctions to raise resources and reduce pressure on the exchange rate. For 2026, a controlled devaluation of between 4% and 5% is expected, in a context where dollar deposits have increased to represent about 31% of the total financial system. Finally, the discussion highlighted the need to strengthen fiscal stability, decisively support the housing sector, invest in human capital and infrastructure, and promote greater banking and economic diversification. Attention was also drawn to the high social cost of road accidents and the importance of citizen and state initiatives to reduce traffic accidents in the country.