Banco Promerica Dominican Republic receives a credit rating upgrade once again

Yerandi Santana
4 Min Read

Santo Domingo — Banco Promerica Dominican Republic announced that the rating agency Pacific Credit Ratings (PCR) upgraded its risk ratings from “A+” to “AA-” with a Stable Outlook, thus supporting the strength of its financial performance.

This recognition represents the fourth improvement obtained by the entity in the last five years, consolidating a trajectory of consistent performance and elevating its positioning as an institution committed to prudent, resilient, and results-oriented management.

The rating agency’s decision recognizes the evolution that Banco Promerica has experienced over the last few years, supported by growth above the financial system’s average over the last five years, prudent risk management, the promotion of innovation initiatives, and the execution of an expansion plan, along with the continuous strengthening of its operational and commercial capabilities.

“This improvement in our ratings reflects a consistent strategic execution, focused on growing with discipline and a long-term vision. We have managed to expand at a pace far superior to the market, maintaining rigorous risk management, while strengthening our ability to offer Close, Innovative, and Agile financial solutions for our clients. This milestone reaffirms our commitment to continue driving sustainable growth that generates value and actively contributes to the economic development of the Dominican Republic,” stated Carlos Julio Camilo, Executive President of Banco Promerica.

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At the close of December 2025, the entity reached assets of RD$87,008 million, recording a year-on-year growth of 25.5%, well above the growth of multiple banking, which was 11%. Likewise, the loan portfolio closed at RD$52,700 million, after expanding 33%, reflecting the bank’s ability to continue supporting the country’s various productive sectors through balanced and responsible growth.

This performance is accompanied by a delinquency rate of 1.92% and a stressed delinquency rate of 5.55% respectively at the close of 2025, an indicator that positions Banco Promerica as the bank with the best performance among the main financial institutions, evidencing the quality of its credit risk origination, monitoring, and management processes.

Likewise, the bank has strengthened its closeness with customers through a continuous expansion plan, which has allowed it to double its branch network in recent years, expanding its coverage and offering closer and more timely service in different parts of the country.

In addition to this growth, there are significant investments in digital transformation, innovation, and strengthening the customer experience, consolidating a value proposition aimed at offering agile, secure, and accessible financial solutions for individuals, companies, and productive sectors.

The improvement in the ratings granted by PCR constitutes recognition of Banco Promerica’s long-term strategy and its commitment to responsible management, innovation, and sustainable growth, reaffirming its purpose to continue generating value for its clients, shareholders, and for the economic development of the Dominican Republic.

About Banco Promerica Dominican Republic

Headquartered in Santo Domingo, Banco Promerica is a multiple-service bank with 26 years of local presence, with an emphasis on serving personal clients, small and medium-sized enterprises, corporate and institutional clients, as well as the Payment Methods business. It is a member of Grupo Promerica (through the holding company Promerica Financial Corporation), which operates in 9 countries located in Central America, Ecuador, the Cayman Islands, and the Dominican Republic.

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