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Credit from the Dominican banking sector directed to micro, small, and medium-sized enterprises (MSMEs) experienced a year-on-year growth of 9.1%, according to data from the report Financing for micro, small, and medium-sized enterprises, published by the Superintendency of Banks (SB) on its website.
n” “nThe document details that the portfolio amounted to RD$576,837 million in April 2026, and is primarily destined for the commerce, construction, real estate activities, tourism, electricity supply, industry, and manufacturing sectors.
n” “nMSMEs remain key players in the credit dynamics of the national financial system, accounting for 23.7% of the financial system’s outstanding balance. Their weight is even more notable in the private commercial portfolio, where they represent 44.2% of the balance and account for 77% of the total commercial loans destined for the private sector for the same period analyzed.
n” “nThe three main financial entities with the largest share in the credit portfolio for MSMEs are Banco Popular, Banco de Reservas, and Banco BHD, with a combined balance of RD$405,085 million as of April 2026, equivalent to 70.2% of the portfolio allocated to these companies.
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Regarding the share of foreign currencies in the MSME portfolio, they account for 27.1%, with a slight year-on-year reduction of 0.4%, in line with the decisions adopted by the Monetary Board. The balance totaled US$2,641 million (RD$156,554 million), concentrating mainly in sectors such as electricity supply, tourism, transport, and storage.
n” “nAbout the report
n” “nThe report Financing for micro, small, and medium-sized enterprises, published annually by the SB, aims to monitor the performance of one of the strategic sectors of the Dominican economy, which contributes significantly to the generation of national wealth, providing a value-added of 32% to the gross domestic product.
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MSMEs play a significant role in job creation with 3.05 million jobs between 2022-2023, equivalent to 61.6% of total employment.
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