Banreservas once again received the highest credit rating of AAA.do with a Stable outlook from Moody’s Local Dominican Republic, after the rating agency confirmed the entity’s financial strength, supported by the quality of its assets, its profitability, its liquidity levels, and its leadership position in the national financial system.
The evaluation also confirmed the AA+.do rating with a Stable outlook for the program’s long-term local currency subordinated debt, recognizing the bank’s capital strength and the quality of its assets.
Likewise, Moody’s Local maintained the ML A-1.do rating as a short-term local currency issuer, reflecting Banreservas’ greater capacity to timely meet its short-term financial obligations compared to other entities and transactions in the local market.
The executive president of Banreservas, Dr. Leonardo Aguilera, stated that the confirmation of these ratings constitutes recognition of the institution’s sustained performance and the strength of its main financial indicators.
“This distinction granted to us by Moody’s Local Dominican Republic evidences Banreservas’ performance in all its areas, whose management indicators reflect a solid business profile supported by a dominant systemic leadership and its state-owned nature,” the executive expressed.
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The report highlights that Banreservas continues to be the country’s leading financial institution, with a market share of 35.2% in assets and 30.4% in gross loan portfolio, figures corresponding to the close of March 2026.
The rating agency also highlighted the bank’s good asset quality, high profitability, solid capital position, and robust liquidity levels, in addition to valuing the potential support the entity could receive from the Dominican State.
Another aspect highlighted in the evaluation is the low delinquency levels maintained by Banreservas, complemented by high provision coverage. Moody’s also indicated that profitability remains solid thanks to low levels of credit losses, adequate income generation from commissions and foreign exchange operations, as well as a broad business base.
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The document concludes that, although some indicators show a gradual normalization with respect to the exceptionally favorable levels recorded in previous years, they continue to be above the average of the Dominican financial system, reaffirming the strength and stability of Banreservas.
